Don't Take Chances with the Health of your Business

Enter Your Zip Code Below to Begin Your Free Group Health Quote:

New York Small Business Health Insurance

What business owner hasn't thought about opening up shop in New York? The state is saturated with opportunities in every sector of the economy, from entertainment to manufacturing. With nearly two million small businesses open in 2003, New York could provide every resident of North Dakota with his or her own business.

As many benefits as this proliferation affords potential employees, there are some drawbacks for the small business owner, including fierce competition to attract quality employees. Until recently, this problem was especially disheartening for those small businesses that represented lower class workers. Now, small employers with low-wage employees have Healthy New York, a reduced rate plan geared specifically for low-income workers. Insurance carriers are also helping small businesses by offering consumer-driven plans in addition to affordable and comprehensive coverage, in accordance with the state's insurance regulations.

Request a free online quote for more information on Small Business solutions in New York >>

Featured New York Small Business Health Insurance Providers

• Aetna
  
  
• Empire BlueCross BlueShield of New York
  
  
• Group Health Incorporated
  
  
• Horizon Healthcare of New York
  
  
• Oxford Health Plans
  
  

In addition, if you are looking for information on Individual or Family Plans in New York, products are available from the following:

• Group Health Incorporated
  

New York’s Small Business Health Insurance Regulations

• Guaranteed issue and renewability is in effect; insurance carriers must offer employers of 2-50 workers the same health plans they offer other small businesses, and cannot cancel a plan due to the health status of a group member. Those enrolled in an HMO cannot impose a minimum participation clause.
  
  
• Insurance carriers covering small businesses cannot vary group premiums due to age, gender, health, claims experience or occupation of the enrolled members. Premiums can vary because of family size and geographic location.
  
  
• The self-employed worker with no employees may still be able to enroll in a group plan, depending on the insurance carrier. Those sole proprietors who choose an individual policy can deduct a portion of their premiums on their federal return

Request a free online quote for more information on Small Business solutions in New York >>